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Offer review · Ended

Co-op Bank switching offer 2026 (ended)

The offer closed on 7 September 2026. Here's what it paid and what's still live.

Updated 28 October 2026 · 4 min read
Offer status

The Co-op Bank switching offer has closed.

It ran from 6 July to 7 September 2026. You can still switch to Co-op using CASS, but no cash bonus is currently available.

See the live switching offers →Or set up your Direct Debits first
❌ This offer has ended. Co-op Bank's switching offer closed on 7 September 2026 and no longer accepts new applications for the bonus.

What's live right now

Most of these ask for two active Direct Debits. Lloyds and Barclays ask for three.

Bank
Bonus
Direct Debits
Barclays
Up to £300
3 active
Santander
£240
2 household
HSBC
£220
2 active
First Direct
£210
2 active
NatWest
£200
None
Lloyds
£200
3 active
Nationwide
£175
2 active

Checked 28 October 2026. First Direct's boost ends 2 December and Lloyds closes 9 December. Barclays has no published end date.

What the offer was, while it ran

  • £125 for a full CASS switch with 2 active Direct Debits, a £1,500 pay-in and 5 card payments within 30 days
  • £25 a month for up to 3 further months, repeating the same conditions
  • Ran: 6 July to 7 September 2026

This page is kept as a reference in case Co-op relaunches a similar offer. We'll update it here if they do. See Co-op Bank's switching page →

If you switched before the deadline

Co-op has confirmed that anyone who requested a switch within the offer period, or within 2 weeks of opening their account, remains eligible for payment even now the offer is closed to new applicants. If you're unsure where your application stands, check directly with Co-op Bank.
Stay ahead

Never miss a deadline again

Members get new offers, boosts and ending dates by email, so you can plan the order without watching the news yourself.

Two Direct Debits£0.99 each, £1.98 a month in total.
Offer alerts firstNew offers, boosts and ending dates, by email.
Your best next switchA monthly pick, with the order to do things in.
Cancel any timeThrough your bank, no minimum term.
Join BeSwitchReady — £1.98/month → Bank terms always take precedence over our guidance.

Frequently asked questions

Is the Co-op Bank switching offer still available?

No. It ran from 6 July to 7 September 2026 and has closed. Co-op has not announced a replacement, and we'll update this page if it does.

What did the Co-op offer pay?

Up to £200: £125 for a full CASS switch with 2 active Direct Debits, a £1,500 pay-in and 5 card payments within 30 days, then £25 a month for up to 3 further months while the same conditions were met.

I switched to Co-op before it ended. Will I still be paid?

Co-op has confirmed that anyone who requested a switch within the offer period, or within 2 weeks of opening their account, remains eligible for payment. If you're unsure where your application stands, check directly with Co-op Bank.

What switching offers are still live?

Barclays (up to £300, needs three Direct Debits), HSBC (£220), First Direct (£210), NatWest (£200), Lloyds (£200, needs three Direct Debits) and Nationwide (£175). Check the live offers page for the latest.

This is general information, not financial advice. Always verify current terms at co-operativebank.co.uk before applying to any bank, as bonus amounts, deadlines and eligibility criteria may change. BeSwitchReady is a paid membership service that sets up Direct Debits.