Transparency

Affiliate disclosure

How BeSwitchReady earns money, and why it doesn't change what we tell you.

The short answer

Some links earn us a commission, at no cost to you

If you sign up to a partner through one of our affiliate links, we may be paid. It never changes the price you pay or the way we rank, review or warn about offers. Last reviewed 2 November 2026.

How we make money

BeSwitchReady Ltd (company number 17160688) has two sources of income:

  • Our membership. A paid service from £1.98 a month that provides Direct Debits. This is our own product, not an affiliate link.
  • Affiliate commission. When you click some links on our site and then sign up or buy, the partner may pay us a fee.

Who we work with

We work through affiliate networks, currently financeAds, and may add others. Partners we have been approved for include:

Family finance

GoHenry

Prepaid cards and an app for children, with pocket money and chores. We mention it in our kids' and family-finance guides.

Money tools

Wise

Low-cost international transfers and a multi-currency account. We mention it where travel money is relevant.

Money tools

Snoop

An app that tracks bills and subscriptions. We mention it where finding all your Direct Debits is useful.

Some links to banks and other providers may also be affiliate links. We list a partner here once we are an active affiliate. We may add or remove partners from time to time.

How we keep our reviews independent

  • We check bank offers against each bank's own published terms and say when we have not been able to confirm something.
  • We do not accept payment to change a ranking, figure, warning or review.
  • We include offers we do not earn from, and we say when an offer is poor value or hard to qualify for.
  • Bank terms always take precedence over our guidance, and we cannot guarantee any bank will count a membership Direct Debit.

How to spot an affiliate link

We mark affiliate links with a note near the link or at the top or bottom of the page, and with rel="sponsored" in the page code. This follows UK advertising guidance.

Frequently asked questions

Do affiliate links cost me anything?

No. The price you pay is the same whether you use our link or go to the partner directly. In some cases a partner offers a new-customer deal that is the same either way.

Does earning commission change what you recommend?

No. We review bank offers against each bank's own published terms and rank them by what they pay and what they ask for. We do not accept payment to change a ranking, a figure or a warning.

Are the bank switching bonuses affiliate links?

Some links to bank pages may be affiliate links. We mark them with a note beside the link and with rel="sponsored" in the page code. The bank's own terms always decide whether you qualify.

Is the BeSwitchReady membership an affiliate product?

No. The membership is our own paid service. It provides Direct Debits that may help you meet a bank's requirements, but we cannot guarantee any bank will count them, so check each bank's terms.

How do I know a link is an affiliate link?

Look for the label next to the link, or the line at the top or bottom of the page. If you are unsure, ask us at hello@beswitchready.co.uk.

How will I know if this page changes?

We show the date we last reviewed it at the top. We update it whenever we add or remove a partner.

Questions about how we work?

Email us and we will answer plainly.

hello@beswitchready.co.uk