The short versionTwo small Direct Debits. A third if you want it. Cancel any time.
- Each Direct Debit costs £0.99 a month. Two is £1.98. A third is optional (£2.97 for all three).
- You have a 14-day cooling-off right, and you can cancel at any time.
- Each bank decides who gets its bonus. We can't guarantee a payout or that a bank will count our Direct Debits.
£0.99Plan A, per month
£0.99Plan B, per month
£0.99Plan C, optional (£2.97 for all three)
Please read these Terms carefully before subscribing. By using BeSwitchReady, you agree to be bound by these terms. If you do not agree, please do not subscribe.
1. About us
BeSwitchReady ("we", "us", "our") is a subscription service that creates and maintains two active Direct Debit mandates in your name via Stripe, a regulated global payments provider, with an optional third. Our service is designed to help you meet the Direct Debit requirements set by UK banks when claiming current account switching bonuses.
BeSwitchReady is operated by BeSwitchReady Ltd, company number 17160688. Contact: hello@beswitchready.co.uk · beswitchready.co.uk
2. The service
2.1 What we provide
- Two separate Direct Debit mandates (Plan A and Plan B), each collecting £0.99 per month, created in your name via Stripe
- An optional third Direct Debit mandate (Plan C), collecting £0.99 per month, if you choose to add it
- Email guidance on UK bank switching offers and how to qualify
- Ongoing maintenance of your mandates while your subscription is active
2.2 What we do not provide
- Financial advice. We do not recommend specific banks or financial products
- A guarantee that any bank will accept our Direct Debits for their specific switching requirements
- Any responsibility for the terms, availability, or payment of any bank switching bonus
Important: While our Direct Debits are real, active mandates that appear in your bank, we cannot guarantee they will be accepted by every bank for every switching offer. Always check the specific terms of any switching offer before applying.
3. Subscription and payments
3.1 Pricing
The monthly cost of BeSwitchReady is £1.98 for Plan A and Plan B, broken down as:
- Direct Debit Plan A: £0.99/month (collected via Stripe)
- Direct Debit Plan B: £0.99/month (collected via Stripe)
There is no separate service fee. The £1.98 total is the full amount you pay each month for Plan A and Plan B. If you add the optional Plan C (see section 4), your total is £2.97 a month.
3.2 Billing
Payments are collected monthly from your subscription date. Payments for each plan are collected on or around the same date each month, though exact dates may vary by 1–2 working days. Each payment shows on your bank statement as an 8-digit reference followed by BE SWITCH.
3.3 Failed payments
If any payment fails, we reserve the right to retry or suspend your account. We will notify you by email of any failed payment.
4. Optional third Direct Debit (Plan C)
Plan C is optional. It costs £0.99 per month and is set up and cancelled separately from Plan A and Plan B.
It is offered to help you meet a bank's requirement for a number of active Direct Debits. We do not guarantee that any bank will count it towards an offer, or that you will qualify for any offer. Each bank sets its own eligibility rules and you must check them before you apply.
5. Cancellation
5.1 Your right to cancel
You may cancel at any time. There is no minimum term and no cancellation fee. You can cancel Plan C on its own without cancelling Plan A or Plan B. Full details are in our Cancellation Policy.
5.2 How to cancel
- Email us at hello@beswitchready.co.uk
- Cancel your Direct Debits directly through your bank app
- Use the Stripe customer portal (link in your subscription confirmation email)
Important: If you cancel before your switching bonus has been confirmed and paid, your switch may be disqualified. We are not liable for any lost bonuses resulting from early cancellation.
5.3 Refunds
We do not offer refunds for partial months. You have a 14-day cooling-off right from the date of first subscription. If you add Plan C later, the 14 days for Plan C run from the date you set it up. See our Cancellation Policy for full details.
6. Your responsibilities
- You are aged 18 or over and a UK resident with a UK bank account
- The bank account details you provide are your own
- You will not use our service for any fraudulent or unlawful purpose
- You understand that bank switching bonuses are subject to each bank's own terms
- You will not attempt to misuse or abuse our Direct Debit system
7. Limitation of liability
- We are not liable for any switching bonus that is declined, delayed, or cancelled by any bank
- We are not liable for any indirect, consequential, or financial loss arising from use of our service
- Our total liability to you in any calendar month shall not exceed the amount you paid us in that month
Nothing in these terms excludes our liability for death, personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.
8. Intellectual property
All content on the BeSwitchReady website is owned by or licensed to BeSwitchReady. You may not copy, reproduce, or redistribute any part of our content without prior written consent.
9. Changes to these terms
We may update these terms from time to time. We will notify you of material changes by email at least 14 days before they take effect.
10. Governing law
These terms are governed by the laws of England and Wales. Any disputes are subject to the exclusive jurisdiction of the courts of England and Wales.