Set Up Your Direct Debits

You're two steps away from being switch-ready

Set up your two Bacs Direct Debits below. Each takes about one minute to authorise.

1
Direct Debit A
2
Direct Debit B
3
All done

Why two Direct Debits?

Most UK bank switching bonuses — including HSBC's current £500 offer — require you to have at least two active Direct Debits in place before you switch. One isn't enough.

Your BeSwitchReady membership provides both. Each is a genuine Bacs Direct Debit of £0.99/month, processed securely via Stripe and appearing as a separate mandate on your bank statement.

1

Set up Direct Debit A — £0.99/month

Click the button below to authorise your first Bacs Direct Debit via Stripe. You'll be taken to a secure Stripe checkout page where you'll enter your bank account details and confirm the mandate.

This Direct Debit will appear on your bank statement as BESWITCHREADY A.

Set up Direct Debit A — £0.99/month →

You'll be taken to a secure Stripe page. Takes about 60 seconds.

Secured by Stripe · Protected by the Direct Debit Guarantee

After completing Direct Debit A

Once you've authorised Direct Debit A on the Stripe page, come back here and you'll be automatically guided to set up Direct Debit B. Both mandates need to be active before you're fully switch-ready.

What happens after setup

1
Your two Direct Debits are submitted to Bacs and typically appear as active mandates in your banking app within 3–5 working days.
2
Your first payments of £0.99 each are collected on your next billing date — you'll receive advance notice by email from Stripe.
3
Your first monthly switching newsletter lands in your inbox — with the best current offers and step-by-step guidance on which one to target.
4
Once both mandates show as active in your banking app, you're fully eligible to switch and claim your first bonus.

Questions about setup

Is it safe to enter my bank details on the Stripe page?

Yes. Stripe is a PCI-DSS Level 1 certified payment processor used by millions of UK businesses including Amazon, Deliveroo, and the NHS. Your bank details are encrypted and never stored by BeSwitchReady.

What bank details do I need?

Just your account number and sort code — the same details printed on your debit card or found in your banking app. No card details are needed for a Direct Debit.

How long until the Direct Debits are active?

Bacs mandates typically take 3–5 working days to activate after authorisation. You'll see them appear in the Direct Debits section of your banking app once active. Allow at least one week before initiating a bank switch.

What if I need to cancel?

Cancel anytime by contacting your bank directly or emailing us at hello@beswitchready.co.uk. Both Direct Debits will be cancelled immediately, no questions asked, and you're protected by the Direct Debit Guarantee.

Will these Direct Debits transfer when I switch banks?

Yes — when you switch via CASS (the Current Account Switch Service), both Direct Debits transfer automatically to your new bank. You don't need to re-authorise anything. They'll keep you eligible for your next switch too.