What you're paying for
£1.98a month in total
2genuine Direct Debits at £0.99 each
0cancellation fees
The two Direct Debits show on your statement as BESWITCHREADY A and BESWITCHREADY B, collected by Stripe through Bacs. Many switching offers ask for two active Direct Debits, and these give you them. Members also get offer alerts first, a monthly "best next switch" pick, deadline reminders and a monthly newsletter.
What it can't do
- Guarantee a bonus. Banks set their own rules, including pay-in, card spend and exclusions, and can refuse a claim.
- Work for every offer. Some offers have extra rules. Santander's recent £240 offer only counted household bills, which a membership Direct Debit didn't meet.
- Give financial advice. It's general information, not personal advice.
Who it's for, and who it isn't
Worth considering if
- You have few or no bills on Direct Debit
- You want to switch for bonuses more than once
- You'd like deadlines and new offers flagged for you
Probably not for you if
- You already have several bills on Direct Debit
- You only plan one switch and are happy to track offers yourself
- You want a guaranteed result
How it makes money
From the £1.98 membership fee, and from affiliate links on some pages, where we may earn a commission if you sign up with a partner. The affiliate disclosure explains how that works. The live offers tracker and guides are free for everyone.
Your data and your money
- You enter bank details on Stripe's secure page, not on our site.
- You're covered by the Direct Debit Guarantee.
- BeSwitchReady Ltd is registered in England and Wales and registered with the ICO. Read the privacy policy and terms of service.
- Cancel through your bank or by emailing hello@beswitchready.co.uk. There's no minimum term.
Who runs it
BeSwitchReady is run by John, a one-person business. If you've got a question, reply to any member email or write to hello@beswitchready.co.uk and John will answer himself.
Frequently asked questions
Is BeSwitchReady a scam?
No. BeSwitchReady Ltd is a registered UK company (company number 17160688). You pay £1.98 a month by two Direct Debits, you can see exactly what's taken on your bank statement, and you can cancel any time. What it can't do is guarantee you'll get any bank's switching bonus.
Does it cost anything else?
No. The only cost is £0.99 a month for each of the two Direct Debits, £1.98 in total. There are no cancellation fees. Our terms include a 14-day cooling-off period.
Can a bank refuse the bonus?
Yes. Each bank sets its own eligibility rules and decides who qualifies. Our Direct Debits are designed to help you meet an offer's Direct Debit requirement, but we can't promise a bank will accept them, so always read the bank's own terms before you apply.
How do I cancel?
Through your banking app (find the BESWITCHREADY Direct Debits and cancel them) or by emailing hello@beswitchready.co.uk. There's no minimum term, and you're covered by the Direct Debit Guarantee.
Do you see my bank details?
You enter your sort code and account number on Stripe's secure page, not on our site. Our privacy policy explains what we keep and who we share data with.
Who runs BeSwitchReady?
John, the founder. It's run by one person, so when you reply to a member email, you get an answer from John himself.
Still deciding?
Have a look at the live offers first, then decide if two Direct Debits make sense for you.
See the live offers →General information, not financial advice. Bonuses depend on each bank's eligibility rules, and BeSwitchReady can't guarantee its Direct Debits will meet every offer's requirements. BeSwitchReady is a paid membership service that sets up Direct Debits.