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"text": "At least three active Direct Debits must move across in a full switch. BeSwitchReady's two £0.99 Direct Debits fall one short of three, and we have not confirmed that Barclays counts them, so check its terms first. You can add an optional third Direct Debit from us for £0.99 a month, or use a bill of your own."
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Offer review · Live
Barclays £300 switching offer 2026
A bigger bonus than the other banks, but a lot more to do for it. Here's exactly what Barclays asks for.
Updated 01 November 2026 · 5 min read
The short answer
Up to £300, if you can meet three Direct Debits and a £2,000 salary pay-in.
Barclays' new offer started on 1 October 2026 with no end date, so it could be withdrawn at any time.
Open a Barclays Bank Account in the Barclays app and switch with the Current Account Switch Service (CASS). The bonus then arrives in two parts:
£150 up frontPaid within 28 days of meeting the conditions: at least three active Direct Debits moved across, £2,000 of salary paid in within 30 days.
£150 in five £30 instalments£30 for each month you make at least 10 debit card payments, up to five months. The months don't have to be in a row.
Check the terms first. Barclays' own offer page can show older terms. These details come from Moneyfacts and press reports from October 2026, so read the current terms on Barclays' site before you switch.
How it compares with the other live offers
Barclays pays the most, but it also asks for the most.
Checked October 2026. HSBC and First Direct are linked, so taking one usually rules out the other.
Is it worth it?
Good fit if
You can pay £2,000 of salary into the account within 30 days
You already make plenty of card payments
You're happy to move three Direct Debits
You haven't had a Barclays switching bonus before
Probably skip if
You can't pay in £2,000 of salary within 30 days
You already have a Barclays current account
You want a simple, one-off payout
You want a joint account (the offer is for sole accounts)
If you're a BeSwitchReady member
Barclays asks for three active Direct Debits. BeSwitchReady's Direct Debits are genuine recurring Direct Debits, but Barclays' terms don't say whether they count and we haven't had that confirmed, so check Barclays' terms before relying on them. We haven't found a category rule on the Direct Debits. Because the pay-in has to keep up for six months, don't start the Barclays switch until you're confident you can.
The Premier account
The Premier Current Account pays up to £600: £450 up front, then £150 over five months. It needs £75,000 gross annual income paid in, or £100,000 in savings or investments with Barclays, and the salary pay-in rises to £5,000. Most people won't qualify.
Barclays' previous £200 offer ran from 9 June to 27 August 2026 and has ended. If you completed all the steps in time, you should still receive it. If you're unsure where your payment is, check with Barclays.
Stay ahead
Hear about deadlines first
Members get new offers, boosts and ending dates by email, so you can plan the order without watching the news yourself.
Two Direct Debits£0.99 each, £1.98 a month in total.
Offer alerts firstNew offers, boosts and ending dates, by email.
Your best next switchA monthly pick, with the order to do things in.
Cancel any timeThrough your bank, no minimum term.
Yes. A new offer started on 1 October 2026 and no end date has been published, so Barclays could withdraw it at any time. Barclays' own page can lag behind, so check the current terms before you apply.
How much does Barclays pay for switching?
Up to £300 on the standard Barclays Bank Account: £150 first, then £30 a month for five months. The Premier Current Account pays up to £600 but is limited to people with £75,000 gross income or £100,000 in savings or investments with Barclays.
How many Direct Debits do I need for the Barclays offer?
At least three active Direct Debits must move across in a full switch. BeSwitchReady's two £0.99 Direct Debits fall one short of three. You can add an optional third Direct Debit from us for £0.99 a month, or use a bill of your own. We haven't confirmed that Barclays counts BeSwitchReady's Direct Debits, so check its terms first.
What else do I have to do to get the full £300?
Pay in at least £2,000 of salary within 30 days, and make at least 10 debit card payments in a month to earn each £30. The pay-in is one-off, not monthly. The months don't have to be consecutive, but you only get the full extra £150 if you make 10 card payments in each of the five months.
Who can't claim the Barclays switching offer?
The offer is for new personal sole accounts, so joint accounts are out, and existing Barclays current account holders are excluded. Third-party reports also say anyone who has had a Barclays switching bonus before is excluded, but we couldn't confirm that on Barclays' own page. Check the full exclusions on Barclays' terms.
Need a third Direct Debit?
Set up your two BeSwitchReady Direct Debits, then add an optional third for £0.99 a month. Check Barclays' terms first, because we haven't confirmed that BeSwitchReady's Direct Debits count.
This is general information, not financial advice. Offer terms can change or be withdrawn, so always check Barclays' own page before you apply. Details checked October 2026 from Moneyfacts and press reports. BeSwitchReady is a paid membership service that sets up Direct Debits.