The offers in detail
Back · switch requests from 27 Oct 2026 · no end date
Santander Everyday Current Account
£240
Full CASS switch with 2 household Direct Debits, a £1,500 pay-in and £200 into a Regular Saver, all within 60 days. Paid around 90 days after the switch request. Not eligible if anyone on the account held a Santander current account on 1 January 2026 or has had a Santander switching incentive before.
View offer →Read the full guide →Santander only counts household Direct Debits (council tax, mobile, broadband, gas and so on). BeSwitchReady's Direct Debits don't count for this offer.
Live · no end date
New customers only, opened in the HSBC UK app. Needs 2 active Direct Debits moved by a full CASS switch, a £2,000 pay-in and £500 of debit card spend, all within 60 days.
Claim offer →Read the full guide → Live · no end date
NatWest / Royal Bank of Scotland Select & Reward
£200
Full CASS switch to a Select or Reward account. Pay in £1,250 within 60 days and log in to the mobile app. Not eligible if switching from another NatWest Group bank (NatWest, Royal Bank of Scotland or Ulster Bank), or if you have had a NatWest Group cash switch incentive before.
Claim offer →Read the full guide → Live until 2 Dec 2026
first direct 1st Account
£210
£175 base bonus plus a £35 time-limited boost for accounts opened 14 September to 2 December 2026. Needs 2 Direct Debits or standing orders via CASS, a £1,000 pay-in, 5 debit card payments and a digital banking login, all within 45 days (First Direct's older T&Cs PDF says 30, so check its current terms). New customers only. Not eligible if you have held an HSBC account since 1 January 2018.
Claim offer →Read the full guide → Live · no end date
Nationwide FlexDirect / FlexAccount / FlexPlus
£175
Full CASS switch with 2 Direct Debits moved over, a £1,000 pay-in and one debit card payment, all within 31 days. First-time switch offer only, per sole or joint account. Not eligible if switching from Nationwide or Virgin Money.
Claim offer →Read the full guide → Live until 9 Dec 2026
Lloyds Bank (Club Lloyds / Silver / Platinum / Premier)
£200
Apply between 17 September and 9 December 2026. Needs 3 active Direct Debits already in place and moved by CASS. Direct Debits set up after the switch starts don't count. Paid within 14 working days of the switch starting. Not eligible if switching from Halifax or Bank of Scotland, or if you have had a Lloyds Banking Group switch incentive since 1 January 2023.
Claim offer →Read the full guide →Lloyds needs three active Direct Debits. We haven't confirmed whether BeSwitchReady's Direct Debits count towards that, so check Lloyds' terms before relying on them.
New · live since 1 Oct 2026 · no end date published
Barclays Bank Account
Up to £300
£150 up front, then £30 a month for up to five months. Needs 3 active Direct Debits moved by a full CASS switch, a one-off £2,000 salary pay-in within 30 days, and at least 10 eligible debit card payments in a month for each £30. New personal sole accounts only, applied for in the Barclays app within 21 days. Existing Barclays current account holders are excluded. A Premier version worth up to £600 has higher requirements. Barclays can withdraw the offer at any time.
View offer →Read the full guide →Barclays needs three active Direct Debits. We haven't confirmed whether BeSwitchReady's Direct Debits count towards that, so check Barclays' terms before relying on them.
Direct DebitsTwo Direct Debits, and an optional third
BeSwitchReady's Direct Debits move with you to your new bank. Most offers above need two. Lloyds and Barclays need three, and we haven't confirmed whether a bank counts ours, so check the bank's terms first.
Two Direct Debits£0.99 each, £1.98 a month in total.
Optional third£0.99 a month more, £2.97 a month for all three.
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Bank terms always take precedence over our guidance.
This is general information, not financial advice. Figures were checked against each bank's own published terms on 28 October 2026, apart from the Barclays figures, which come from press reports because Barclays' own page can lag. Offer amounts, deadlines and eligibility rules are set by each bank and can change or be withdrawn at any time, so always check current terms with the bank before applying. Some links are affiliate links, and we may earn a commission. BeSwitchReady is not affiliated with any bank listed and is a paid membership service that sets up Direct Debits.