Best bank switching offers UK — June 2026

There are 25 live UK bank switching offers in June 2026, with a combined value of over £3,000. Here are the best ones right now — ranked by bonus value, with full eligibility requirements and our verdict on each.

🥇 HSBC — £500

The highest switching bonus currently available in the UK. HSBC is offering £500 to new customers who switch to an Advance or Premier account.

• Switch via CASS
• Two active Direct Debits required ✓
• £1,500/month minimum pay-in
• Must not have held an HSBC account previously

Our verdict: The best offer on the market right now. If you're eligible, this should be your next switch. Claim the HSBC offer →

🥈 NatWest — up to £250

NatWest is offering up to £250 for switching to a Select or Reward current account via CASS.

• Switch via CASS
• Two active Direct Debits required ✓
• £1,250/month minimum pay-in
• Must not have held a NatWest account as of 6 May 2026

Our verdict: Strong offer and ongoing — no deadline pressure. Great second switch after HSBC. Claim the NatWest offer →

🥉 First Direct — £200 (+ up to £35 cashback)

First Direct consistently scores highest for customer satisfaction and is offering £200 to eligible new switchers. An extra £35 is available via TopCashback or Quidco on top of the standard bonus.

• Switch via CASS
• Two active Direct Debits required ✓
• No HSBC or First Direct account since January 2018
• No monthly account fee
• Offer ends 29 June 2026

Our verdict: Excellent account with a great bonus. Act before 29 June. Claim the First Direct offer →

Santander — £180

Santander Edge Explorer offers £180 for switching your main account — available to new and existing customers.

• Switch main account via CASS within 60 days
• Two active Direct Debits required ✓
• £17/month account fee applies

Our verdict: The fee reduces net value, but the account itself offers travel insurance and breakdown cover — good value if you'd pay for those anyway. Claim the Santander offer →

Nationwide — £175

Nationwide's FlexAccount and FlexDirect are offering £175 for new-to-Nationwide switchers.

• Switch via CASS
• Two active Direct Debits required ✓
• Must not have held Nationwide in the last 12 months
• No monthly fee option available

Our verdict: Solid offer from a trusted building society. Good choice if you've never switched to Nationwide before. Claim the Nationwide offer →

Bank of Scotland — £175

Bank of Scotland is offering £175 for new customers switching to a Classic, Silver, or Platinum account.

• Switch via CASS
• Two active Direct Debits required ✓
• Cannot switch from Halifax or Lloyds
• No switching incentive from BoS since January 2023
• Offer ends 29 June 2026

Our verdict: Worth claiming before the 29 June deadline. Claim the Bank of Scotland offer →

Affiliate disclosure: Links marked "sponsored" may earn BeSwitchReady a small commission at no cost to you. Offers verified as of 4 June 2026. Always check the bank's current terms before applying.