Step 2 of 2

Direct Debit A is done. One more to go.

Set up Direct Debit B now and you're ready for any switching offer that asks for two Direct Debits.

Takes about 60 seconds · Same secure Stripe page as before

Why there's a second one

One Direct Debit on its own usually isn't enough

Most offers, including HSBC's current £220, ask for two active Direct Debits. Both show on your statement as an 8-digit reference followed by BE SWITCH, and the two together come to £1.98 a month.

Secured by StripeDirect Debit GuaranteeNo minimum term

✓Direct Debit A

2Direct Debit B

3All done

Direct Debit A is set up

Your first Direct Debit has been submitted and will show in your banking app as an 8-digit reference followed by BE SWITCH. It usually takes around six working days to become active.

Step 2: Set up Direct Debit B

Authorise your second Direct Debit with your sort code and account number. It's the same as the first, and it shows the same way, as an 8-digit reference followed by BE SWITCH.

Set up Direct Debit B — £0.99/month → Secure Stripe checkout. Cancel any time via your bank.

What happens next

Both Direct Debits go to BacsThey usually take around six working days to become active, then show in your banking app.
Member emails startOffer alerts first, deadlines, and a monthly pick for which switch to do next.
Start a switch when you're readyOnce both show active, you can begin. Each bank's own terms decide whether you qualify.

Quick questions

Why do I need a second Direct Debit?

Most switching offers ask for two active Direct Debits, and one on its own usually isn't enough. Direct Debit B is your second, shown on your statement as an 8-digit reference followed by BE SWITCH.

What if an offer needs three Direct Debits?

Some offers, such as Lloyds and Barclays, ask for three. You can add an optional third Direct Debit from us for £0.99 a month (set it up here), or use a genuine bill of your own. Each bank decides what counts, so check its terms first.

How long until both Direct Debits are active?

A new Direct Debit usually takes around six working days before the first payment clears. Give it about a week before you start a switch.

Will I be charged twice today?

No. Each Direct Debit is £0.99 a month, so £1.98 a month in total. Stripe emails you before the first payments are taken.

Can I cancel?

Yes, at any time through your bank or by emailing hello@beswitchready.co.uk. There's no minimum term, and you're covered by the Direct Debit Guarantee.

BeSwitchReady is a paid membership service that sets up two Direct Debits. It doesn't guarantee you'll qualify for any bank's offer. Each bank sets its own eligibility criteria, so always check the bank's own terms before applying. General information, not financial advice.